These Terms of Use govern your access to and use of the VIUM67 website, mobile application, virtual card functionality, and related services.
By accessing or using VIUM67, you agree to comply with these Terms and any additional terms applicable to specific services.
This document is a template and will be updated with the final legal, regulatory, and commercial terms before publication.
1. About VIUM67
VIUM67 provides digital tools for managing virtual cards and related payment functionality.
Depending on availability, VIUM67 services may include:
- creating and managing virtual cards;
- selecting available card BINs or issuers;
- adding funds through supported payment methods;
- transferring available funds to virtual cards;
- viewing balances and transaction information;
- managing multiple virtual cards;
- accessing customer support;
- using additional features made available through the VIUM67 application.
Certain services may be provided by third-party partners.
2. Eligibility
To use VIUM67, you must:
- meet the minimum age required under applicable law;
- have the legal capacity to enter into an agreement;
- provide accurate and current information where required;
- comply with applicable laws and these Terms;
- complete any required verification procedures.
VIUM67 may restrict access to services in certain countries or regions.
The final version of these Terms will specify applicable eligibility and geographic restrictions.
3. Registration and Access
Certain VIUM67 features may require registration.
You are responsible for:
- providing accurate information;
- keeping your access credentials confidential;
- maintaining control of your device and authentication methods;
- notifying VIUM67 if you suspect unauthorized access;
- keeping your contact information up to date.
You may not allow another person to use your VIUM67 profile where prohibited by these Terms.
4. Identity Verification
Access to certain services may require identity or eligibility verification.
Verification may be performed through third-party providers.
You may be required to provide information or documentation necessary to complete the verification process.
VIUM67 may restrict, delay, or deny access to certain features until verification has been successfully completed.
5. Virtual Cards
VIUM67 may allow eligible users to create and manage virtual cards.
Available card characteristics may vary depending on:
- issuer;
- BIN;
- payment network;
- availability;
- region;
- service conditions.
The availability of a particular card, BIN, issuer, or payment network is not guaranteed.
Card functionality may be subject to additional conditions established by the relevant issuer or service provider.
6. Card Creation and Funding
Where available, users may create virtual cards through the VIUM67 application.
Cards may initially have no available balance and may require funding before certain card details or functionality become available.
Minimum funding amounts, limits, fees, and other conditions may apply.
Applicable information will be displayed within the VIUM67 application before the relevant action is confirmed.
7. Adding Funds
VIUM67 may support funding through selected digital assets or third-party payment providers.
Supported:
- assets;
- networks;
- payment methods;
- processing times;
- minimum amounts;
- limits;
may change over time.
Funding transactions may be processed by third-party service providers and may be subject to separate terms.
Users are responsible for verifying all payment details before completing a transaction.
8. Fees
Certain VIUM67 services may be subject to fees.
Applicable fees may include fees associated with:
- transferring funds to a card;
- specific card products;
- transaction processing;
- third-party services;
- currency conversion or other services where applicable.
Any applicable fee should be displayed before the user confirms the relevant action.
Fees may vary based on transaction type, volume, provider, card, or other applicable conditions.
9. Transactions
Transactions made using virtual cards may be authorized, declined, reversed, refunded, or otherwise processed according to the rules of the applicable card network, issuer, merchant, and service providers.
VIUM67 does not guarantee that a particular card will be accepted by every merchant or service.
Merchant acceptance may depend on factors outside VIUM67’s control.
10. User Responsibilities
You agree not to use VIUM67:
- for unlawful activities;
- to provide false or misleading information;
- to impersonate another person;
- to bypass applicable restrictions;
- to interfere with VIUM67 systems;
- to exploit errors or vulnerabilities;
- to conduct fraudulent or unauthorized transactions;
- in violation of card network or issuer rules;
- for any activity prohibited by applicable law.
VIUM67 may investigate suspected violations.
11. Service Availability
VIUM67 aims to maintain reliable access to its services.
However, functionality may occasionally be unavailable due to:
- maintenance;
- technical issues;
- third-party service interruptions;
- card network issues;
- infrastructure problems;
- regulatory requirements;
- events outside reasonable control.
VIUM67 does not guarantee uninterrupted availability of every feature at all times.
12. Third-Party Services
Certain VIUM67 features may rely on third-party services.
These may include:
- card issuers;
- payment networks;
- identity verification providers;
- cryptocurrency payment providers;
- infrastructure providers;
- analytics or communication services.
Use of certain third-party services may be governed by additional terms or policies.
VIUM67 is not responsible for services operated independently by third parties except where required by applicable law.
13. Suspension and Termination
VIUM67 may restrict or suspend access to all or part of the service where reasonably necessary, including where:
- required by law;
- required by a service provider;
- suspicious or unauthorized activity is detected;
- these Terms are violated;
- security concerns arise;
- verification cannot be completed;
- continued access may create risk for users, VIUM67, or third parties.
Where appropriate, users may be provided with information about available next steps.
14. Closing a VIUM67 Profile
Users may be able to request closure of their VIUM67 profile subject to:
- outstanding transactions;
- unresolved disputes;
- applicable legal requirements;
- required retention periods;
- other service obligations.
The final product flow and applicable conditions will be described in the published Terms.
15. Intellectual Property
VIUM67 and its licensors retain all rights in the VIUM67 brand, software, interface, website content, graphics, trademarks, and other intellectual property.
You may use VIUM67 only for its intended purposes and in accordance with these Terms.
16. Disclaimer
VIUM67 services are provided subject to availability and applicable conditions.
Nothing on the VIUM67 website should be interpreted as a guarantee that:
- a specific card will always be available;
- every transaction will be approved;
- every merchant will accept a VIUM67 card;
- a particular BIN will work for every service;
- processing will always occur within a specific time.
Additional disclaimers may apply depending on the final legal structure of the service.
17. Limitation of Liability
To the maximum extent permitted by applicable law, VIUM67’s liability may be limited for losses arising from events outside its reasonable control, third-party service failures, user error, unauthorized use, or misuse of the service.
The final liability provisions will be determined based on the applicable jurisdiction and legal entity operating VIUM67.
18. Changes to the Service
VIUM67 may introduce, modify, suspend, or discontinue features from time to time.
This may include changes to:
- available card products;
- BINs and issuers;
- supported assets or networks;
- fees;
- limits;
- application functionality.
Where required, material changes will be communicated to users.
19. Changes to These Terms
These Terms may be updated periodically.
The current version will be published with an updated effective date.
Continued use of VIUM67 after an update may constitute acceptance of the revised Terms where permitted by applicable law.
20. Governing Law
The governing law and dispute resolution provisions will be added once the legal entity, jurisdiction, and regulatory structure of VIUM67 have been confirmed.
21. Contact
For questions regarding these Terms, contact:
VIUM67 Email: [
legal@vium67.com] Company: [Legal Entity Name] Address: [Registered Address]